关于信用卡优缺点
Directions: For this part, you are allowed 30 minutes to write a short essay on the topic of Credit Cards. You should write at least 120 words following the outline given below in Chinese: 1. 越来越多的人使用信用卡， 信用卡有哪些好处 2. 信用卡的弊端 3. 你自己的观点 Credit Cards Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage. But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people. However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone. 点评：这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用。 关于信用卡优缺点的延伸阅读——大学英语四六级考试的注意事项
1、 注意考试时间 四级考试时间为9：00-11：20，六级考试时间为15：00-17：20。考试规定开始15分钟（即上午9：00，下午3：00） 2、准备考试必备物品 包括：准考证、身份证、带耳机的确保能收到考试听力频率的收音机、2B铅笔、黑色字迹签字笔和橡皮。 3、考前心态调整 考试的心态非常重要！所以大家一定要抱着必过的心态，认真的对待这次考试。使出浑身解数，把该拿的分都拿到。 4、答题卡的涂写 四六级的考试都是分AB卷的，一定不要忘了试卷类型的涂写。另外，请一定注意试卷的答案方向是横版还是竖版 5、临场答题注意事项 主要是听力和阅读的技巧和注意问题 。阅读重点读全文的开头和每一段的开头。回到原文当中找。 6、考试流程注意事项 9：55分是第一次收答题卡的时候，同学们一定要注意，这个答题卡包含作文和快速阅读。 |
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